Save Money on Payment Processing Without Switching Banks
Transparent cost-plus pricing and a free statement review — serving Oklahoma City, Edmond, Norman, Tulsa, and beyond.
100% free. No obligation. Results within 1 business day.
Why Businesses Choose True Merchant Services
Transparent Pricing
You see every rate and fee before you sign. No surprises on your statement — ever.
Cost-Plus Options
Pay only interchange plus a small fixed margin. The fairest pricing model in the industry.
Next-Day Funding
Sales from today hit your account tomorrow. Better cash flow, less waiting.
Local Oklahoma Support
Call David directly. No call centers, no hold music — just a real person who knows your account.
PCI Guidance Included
We walk you through compliance step by step so you avoid costly non-compliance fees.
No Hidden Fees
No statement fees, no batch fees, no annual fees buried in the fine print.
Free analysis. No obligation. Serving OKC, Edmond, Norman, Tulsa, Yukon, Mustang, Moore, Midwest City, and all of Oklahoma.
What We Do For You
Oklahoma Merchant Services Built Around Your Business
True Merchant Services provides independent payment-processing guidance, POS systems, merchant accounts and free statement reviews for Oklahoma businesses — with transparent interchange-plus pricing and direct local support.
One advisor. Every payment need covered.
Credit Card Processing
Interchange-plus pricing with full transparency. No hidden markups, no surprises on your statement.
Learn morePOS Systems
Modern cloud-based point-of-sale systems for retail, restaurant, and service businesses.
Learn morePayment Gateways
Secure online payment processing with API integrations and recurring billing support.
Learn moreCash Discount Program
Offset processing costs by offering a discount to cash-paying customers — a compliant program with proper disclosure at point of sale.
Learn moreHigh-Risk Processing
Reliable processing solutions for CBD, nutraceuticals, travel, and other high-risk industries.
Learn moreE-Commerce Payments
Seamless integrations with WooCommerce, Shopify, Magento, and custom platforms.
Learn moreDispensary Payments
Compliant payment solutions for cannabis dispensaries, including cashless ATM and debit processing.
Learn morePayment Processing
End-to-end payment processing for businesses of all sizes — fast, secure, and built around your needs.
Learn moreFree Statement Analysis
See Your Savings Before You Commit to Anything
Send us your statement. We'll show you exactly what you're paying, what you should pay, and how much you'd save.
We do not sell your information. Information is used only to respond to your request, provide the requested review, operate our services, and as described in our Privacy Policy.
How It Works
Three Steps. No Obligation.
Less than 5 minutes on your end. We do the analysis — you make the call.
Upload Your Statement
Upload or send your current merchant statement. Any processor, any format — takes less than 2 minutes.
Receive a Fee Analysis
We break down every rate, markup, and recurring fee line by line so you have a clear picture of your total processing cost.
Decide With No Obligation
Review the numbers and decide if switching makes financial sense. Zero pressure, zero commitment.
"We walk through every line of your statement together."
— David Hopwood, True Merchant Services
Real Results
Oklahoma Business Owners Who Got Their Money Back
Real savings from real Oklahoma businesses — in Moore, Midwest City, Yukon, and across the state.
"I highly recommend David Hopwood to manage your credit card services! We have used him for over 13 years and he has been amazing!! He has helped us in trouble shooting and he has been so quick to call back. His pricing is so good too!! He gets a 10 star from us!!"
"David has been my trusted payment solutions consultant across multiple companies, including my current role as CEO. His expertise, responsiveness, and commitment to our best interests set him apart. I confidently recommend him to organizations of any size."
"David delivered transparent pricing, real savings, and hands-on support. Payment processing is smoother, faster, and more reliable than ever. I recommend him without hesitation."
Ready to find out what you could save?
Get My Free Statement ReviewIndustry Solutions
Processing Built for Your Industry
Why It Matters
Are You Paying More Than You Should?
Processing statements can contain multiple pricing components and recurring fees that are difficult to evaluate without a detailed review.
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See exactly how your current processor stacks up.
Upload My Statement — It's FreeMerchant Education
Understand Your Statement.
Free guides to help you understand your statement and evaluate your processing costs.
Understanding Interchange Fees
Interchange fees are a component of every card transaction. Learn what they are, how they are set, and how they affect your total processing cost.
Read moreTiered vs. Interchange-Plus Pricing
Your pricing model determines how much you pay. We break down the two most common structures and which one is better for your business.
Read more5 Hidden Fees on Your Statement
From PCI non-compliance fees to batch fees and statement fees — here is what each one is and how to evaluate it on your own statement.
Read moreKnowledge is step one. Action is step two.
Now that you know what to look for, let us find it on your statement — for free.
Request My Free AnalysisFind Out What You're Actually Paying to Accept Cards
A free statement review gives you a plain-English breakdown of your effective rate, fee structure, and how your costs compare to transparent interchange-plus pricing. Whether you're in Mustang, Midwest City, or downtown OKC — it takes 5 minutes.